Gift Planning

The United Church of Canada has partnered with Charity Life Direct to bring you an easy way to leave a legacy to the church through the Charity Life Insurance Program.

The Charity Life Insurance Program (CLIP) offers you a simple life insurance policy whose beneficiary is the United Church. The policy may be for as much as $50,000. You pay into the policy for a maximum of five years and no more. The program differs from other insurance contracts because it has been specifically designed for non-profit organizations like the United Church who wish to promote insurance as a way for donors to make a significant planned gift.

The Charity Life Insurance Program has the following features:

• Guaranteed Premiums and Payout—Both the premiums and the death benefit from the CLIP policy are contractually guaranteed. You never pay more; the church never receives less.
• Short Payment Period—You may choose to make either three or five annual payments, whatever works best for you. Once you have made these payments, the CLIP policy is fully paid up.
• No Medical Exams—This program requires no medical exams. The only requirement is an acknowledgment of good health. Over 85% of potential donors will qualify for the program, even those who are of more senior years.
• No Restrictions—There are no delays in the payment of the benefit. Unlike other Guaranteed Issued programs, the coverage is immediate and the benefit is paid immediately.
• Donor Commitment—The short payment period allows you to pay for the coverage in full. Your gift, therefore, is not as vulnerable to changes in your financial position as other charitable commitments might be.
• Simple to Understand—The CLIP policy has no complex features. It is easy for both you and church representatives to understand.

Our Charity Life Direct Insurance Program offers you a simple, guaranteed solution to making a gift to your church. All the traditional benefits of giving a gift of insurance to the church remain. You will receive a charitable tax receipt for the premiums you pay and on your gift. The insurance will go directly to the United Church and therefore bypass your estate. Your transaction is private and between you and your church.

You can subscribe to the Charitable Life Insurance Program online by using this secure form* on the Charity Life Direct website. Use Internet Explorer as your Web browser; you must also have Java to use the form. (Download Java* for free.)

For more information on the Charitable Life Insurance Program, please contact your Regional Gift Planner or

• Doug Flanders
  Director of Major and Planned Gifts
  The United Church of Canada
  Tel: 416-231-7680 ext. 2027
  Toll-free: 1-800-465-3771 ext. 2027
  E-mail: Doug Flanders